It’s no secret that you are looking for ways to save money and in this economy you’re not alone.  But how can you be sure that you’re not spending too much money on your current policy?

You have to know what to ask for.  You see, every insurance carrier has a set list of auto insurance discounts or rewards that they allow their agents to offer their clients.  The key is too make sure that you are getting them!

We’ve put together a list of discounts that most Insurers offer.

1.  Mileage Discounts:  Are you driving less than when you started your policy? A car  that’s on the road longer has an increased percentage of risk for an accident. Let your agent know and they will lower your rates due to a decrease in that risk!

2.  Single Policy Discount: You can receive a discount on your Auto Insurance if you and your spouse have all of your vehicles covered on the same policy. The terms don’t have to be identical so you can carry individual terms on an existing policy.

3.  Safe Driver: Are you a safe driver?  Did you know that if you haven’t had an accident or a moving violation in the past year you could qualify for a Safe Driver Discount.  Ask your agent if you qualify.

4.  Married: For some reason Insurance agencies assume that if you’re married then you are more stable and responsible. We know differently don’t we. Still make sure that both you and your spouse have policies with the same Agent to get this discount.

Good Student: Are you still in school and getting good grades? Show how smart you are and ask your agent if you are receiving this Car Insurance Discount.

We hope that this list has been helpful.  Remember the best way to save money on your car insurance is too get multiple quotes from different insurers like the ones we have listed here, click Miami Auto Insurance.  If they offer you a better rate on your policy, let your agent know they may just lower your rates!

Good Luck!

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